Teenz Media eMag

Student Loan Forgiveness Act Seeks to Help with College Debt

 

Student loans allow students to get an education that might not be affordable otherwise.  Many take on debt for career opportunities that a college degree provides.  Currently student loan debt in America hails at over one trillion dollars.  Surpassing credit card debt and automobile debt. 

 

Yet, escalating tuition costs coupled with interest is preventing many from enjoying the quality of life that a college education was supposed to provide.  Many are finding it difficult to keep up with the loan payments.  Falling behind on payments and wrecking their credit as a result. 

 

The Student Loan Fairness Act wants to help.  The SLFA would forgive student debt if they have paid 10% of their discretionary income for 10 years towards their student debt.  Interest rates would cap on federal student loans at 3.4%.  Also, people can have their debt forgiven in 5 years for working in the public service sector.

 

The Student Loan Forgiveness (Fairness) Act is an attempt to help.  Read more info > click here.

 

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Teens Hold Huge Influence on Beauty Market

 

Teens, you have economic power and beauty product companies recognize it!

 

According to research from the Symphony IRI Group, young consumers have helped drive a 3.44 percent increase in facial cosmetics sales and an astounding 17.46 percent rise in nail volume for the 52-week period ended Dec. 30, 2012.

 

The study found that teens make many of their beauty product purchase decisions from social media marketing on YouTube, Pinterest and Instagram.  Teen influence effects the sales, marketing and types of beauty products on the shelves.

 

As a result of teen influence, large brands like L’Oréal, Cover Girl, Revlon and Maybelline have adjusted their marketing to reach the young consumer.  Newer brands such as E.L.F. and Wet ‘n’ Wild offers affordably priced beauty products which suits the teen budget. 

 

Expect to see more young celebrities in beauty product ads as companies increase their marketing directly toward teens.

 

Does social media effect your beauty brand buying decisions?  Do you tend to purchase beauty products when a young celebrity is in the ad? What's your favorite beauty brand?

 

 

 

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Photo Source: www.thebeautybit.com

Teen Sells App to Yahoo for 30 Million Dollars

 

Nick D’Aloisio, a 17-year-old from Britain, is now one of the world’s youngest self-made technology millionaires.  He just sold his news-reading app to Yahoo Inc. for close to $30 million.

 

At the age of twelve, Nick taught himself how to write software.  Two years ago at the age of fifteen, he built the free iPhone app in his bedroom.  The Summly app automatically summarizes news stories for small screens.  The app became so popular that it has nearly 1 million downloads.

Nick's parents –- his dad is an energy financier and his mother is a lawyer — will help him manage his money.

Source

 

 

 

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Donate Your Pennies to bring Clean Water to Families with "We Create Change"

The "We Create Change" campaign is a penny drive created to bring clean water to children and families in communities effected by drought and sanitation issues. 

Just giving pennies that you saved can bring clean water into communities that need it.

 

Fact: Eighty percent of illnesses in developing countries are linked to poor water and sanitation.

 

Go to "We Create Change" to learn how you can give that jar of pennies to help others around the world!

 

Free The Children is an international charity and educational partner who believes in a world where all young people are free to achieve their fullest potential as agents of change. Empowers youth to remove barriers that prevent them from being active local and global citizens.

Check out "Free the Children" to read more about the "We Create Change" and several other works done to help children around the world.

 

Volunteers are needed too!   

 

 

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What should you charge for Babysitting?

 

Are you starting a babysitting business for some extra cash but don't know what to charge?

Check out UrbanSitter for their listing of average babysitting hourly rates across the U.S.  UrbanSitter is an online babysitter-booking service that makes it convenient for parents to find potential babysitter in 13 cities through social media and online reviews.

 

The lowest hourly rate is $7.25 for babysitting a single child in St. Louis.  The highest rates are in Manhattan and suburbs of San Francisco, where sitters make more than $15.  The overall average hourly cost for babysitters in all cities is $12.75.

 

 

 

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Photo source backgroundcheck.org

Senior Year will Cost You

 

Senior year is stressful not only with schoolwork and planning for the future,  it's also the most expensive year of high school.

 

Did you know that senior photos can cost up to $400, senior yearbook $90 class ring $379, senior trip $600.  Then there's more senior costs such as college application fees, campus visits, cap and gown, graduation announcements, prom tickets, prom attire, prom transportation. 

 

Let's not forget about the expensive graduation gifts parents provide.  Currently plastic surgery is the graduation gift trend which can run into the thousands.

Wow, the path into adulthood will cost you but graduation will cost a fortune!

(Source)

 

 

 

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18-Year-Old Shares how he makes $500 daily on Twitter

(Note: readers under 18, article contains an explentive word)

Eighteen-year-old Jon King turned his twitter addiction to cash!  In just four months, Jon has earned $35,000 for tweeting sponsored messages.

 

Jon has six popular parody accounts, such as Condescending Wonka @WilllllyWonka,  @JonKing, @ThatDrunkBaby, @wolfpackalan, @_shitmensay_, @AntiJokeJamal, — totaling more than 1 million followers.

 

Daily, Jon saves ten tweets for each twitter account to send out the next day, this takes about two hours.  The tweets are a combination of original content, recycled jokes and old tweets. He works sponsored messages (tweets) that contain links to contract-free affiliate program ChaCha — into the mix. The more people click, the more he gets paid.

 

Jon's secrets to success:

1. Find What’s Trending Right Now: “Go with what’s popular. Movie and TV campaigns have a lot of hype on all these websites. If it’s already well known, like the movie Ted, try to jump on the bandwagon.”

2. Find Your Voice: “The best thing to do when you first get going is to start with basic facts."

3. Get People’s Attention: “If you have a little money, buy shoutouts from bigger Twitter accounts."

4. Respect Your Followers and the Game: “Don’t take days off. You want your audience on your Twitter every day."

5. Don’t Get Greedy: “I wouldn’t rush into tweeting out ads until you have 50,000 followers."

 

Source Mashable

 

 

           

 

 

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Online Tool to Calculate/Compare College Costs

So you've gotten your acceptance letter(s) for college.

 

If you haven't figured out the actual cost of your college degree.  Here's a new tool that you can use to make the process a little easier.

 

The cost comparison worksheet allows you to enter the names of three institutions. It will compute the actual cost of the schools, compare sticker price, estimate post-school debt and the overall debt burden.

 

 Click here Financial Aid Comparison Shopper

Enjoy your journey.

 

   Article source huffingtonpost.com

 

 

 

 

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photo source wingwire.com

Family Robbed after Teen posts Photo of Money on Facebook

 

On Thursday, a teenage girl was helping her 72-year-old grandmother count her cash savings.  She decided to snap a photo of the money and post it on Facebook around 4 p.m. 

 

At 11:30 p.m. two armed robbers arrived at her family's home.  The girl's mother, a 58-year-old man and a 14-year-old boy were home at the time.

 

Armed with a knife and a wooden club, the two men arrived at the home and demanded the cash the girl posted on Facebook. The men searched the house and "took a small amount of cash and other personal property before leaving."

 

Authorities are not sure how the robbers were able to get the girl's address from her social media activity.  They are urging "users of social media to take extreme caution when posting photographs and personal information."

 

  Article source

 

 

 

 

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photo source geeky-gadgets.com

One Directions gets hit with $22,000 Phone Bill

 

The boys of One Direction must be really missing home and tweeting alot while on tour!

 

They just  racked up a whopping $22,000 in cell phone bills!

Reportedly alot of the cost is because of their committment to tweeting to their fans.  Those international roaming costs really add up.

 

The boys got a lecture on finances and how to better handles their money so that their new wealth isn't quickly lost.  The phone bill is paid but the guys will be more careful.

 

We hope they still get to tweet : )

 

   Full Article >> Click Here

 

KCA 2012: One Direction, "What Makes You Beautiful"
Get More: Kids' Choice Awards Episodes,Kids' Choice Awards,Kids' Choice Awards Games

 

           

 

 

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